Graduate School Financial Aid

Graduate school takes a lot of money. There are financial aid packages available for graduate studies, but you must meet the requirements. There are also grants, scholarships, and corporate packages available for graduate studies.

  1. Your first step is deciding which school to attend and find the cost for attending. Also, look at their financial aid packages to see where you can find some help with the cost of your academic degree at the PhD level. Do a ROI to see if you'll recoup your investment and how long it will take to recoup.
  2. Step two is to find inside option before going to the outside options. Some colleges and universities offer an institutional aid, which is something like a grant and doesn't need to be repaid. Check with the company you're working for to see if they offer tuition reimbursement. Most packages such as grants and company reimbursement require a specific criterion such as good grades to maintain the financing.
  3. Step three is checking with the graduate school for employment opportunities. Some schools have internships, teaching assistants, work study programs, and other types of on campus employment. An example is an internship at a corporation that will be related to your major. The pay is usually minimal, but the benefit is in the learning experience, plus tuition assistance.
You have to look around for federal financial aid programs you can apply to for help with your graduate academic degree. At http://www.fafsa.ed.gov you'll find more information of Federal Supplemental Educational Opportunity Grants, Federal Subsidized Stafford Loans, Federal Unsubsidized Stafford Loans, Federal Perkins Loans, Federal Pell Grants, and Federal Work-Study Programs.
Submit your FAFSA form between January 1 and March 1 for financial aid packages for the following school year. However, FAFSA applications can still be submitted on the web until June 30. They are the ones who determine the level of financial you'll receive.
The school will decide the amount of financial aid for your academic degree. You'll have to do quite a bit of research to find the best way to augment your graduate costs. Grants and scholarship have different criteria from each other and from financial aid. The money offered from each will also differ.
These are some of the sources you may find helpful when you're searching for financial aid for your graduate studies:

They have varying terms for aid depending on your credit history. Contact them to find out how they can help you with the cost of your graduate academic degree.
If you're a minority or a veteran there are many kinds of financial aid to help with the costs. Veterans Educational Benefits is specific designed for veterans. You can find out more from Veterans Affairs Department in Washington D.C. Ask at your school's financial aid office for more information on minority based benefits. There are many ways to find the financing for your graduate degree. You just have to do some research to find them.

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